Leaky provides internet users with an easy way to view prices from every major insurer on the web. The user can compare prices based on their area. The application displays prices in real time and boasts a fast finish time that takes approximately four to five minutes. The application blocks spam and prevents the user from receiving unwanted sales calls from insurance companies. Users can purchase their insurance policies online or by phone. The user can fill out a form much like those offered by most insurance company websites. The information is stored securely and helps the user save time by searching for policies that match their criteria. The application does not yet cover every area. Users will be informed if their area is not covered after entering a zip code. The user can sign up for an email notification that will alert them when their area is added.Show more screenshots »
Leaky was founded in September of 2010 by Jason Traff and Darren Nix. The application was designed to be an “Orbitz for insurance.” The application deciphers rate filings that are published with the Department of Insurance. The application deciphers the data and applies it to rating models to calculate rates from major insurance companies for the user. The user receives an accurate price without giving their personal identification data to an insurance company. Many cities are not yet covered by Leaky. The site is currently growing its service area.
Leaky offers users a helpful tool that can guide them to an insurance company that offers the amount of coverage they need within their budget. The main draw to Leaky is the way it allows the user to remain anonymous. Often times, a quote from an insurance company requires the user give out their personal information such as social security number, name, contact details and other information. Leaky allows the user to obtain a quote without giving out all that information. This lets the user decide if they want to purchase a policy before they give the company any personal details.
Leaky has a very clean, friendly appearance that makes it stand out from other insurance related websites. Most quote websites are busy and attempt to cram a lot of content and ads in front of the user’s eyes. Leaky seems to focus instead on the user’s experience. Visitors are greeted by a calm, laid back environment that only asks for what it really needs with no annoying banner ads. Whimsical backgrounds present lush green hills rolling into the distance as the user shops for insurance. The setting may not be related, but it certainly makes the insurance shopping experience far more pleasant.
A visitor can begin searching for insurance by entering their zip code in the field provided on the Leaky homepage. A pop up box will appear if the user’s zip code is not covered by Leaky. The user can provide their email address to receive a notification when their area has been added. The user is asked for all the details an insurance company usually asks, starting with their address, city and vehicle data. The user can also add accident information before searching.
Leaky is available to all internet users for free. There are no subscription fees and the user is not required to pay a fee to see insurance company prices. The free price is right where it should be since the application’s purpose is to help users buy insurance policies. The user is not required to make a purchase to maintain a Leaky account. Users can return and search as often as they like.
Leaky is a very helpful application for anyone searching for an insurance policy. As long as the user’s zip code is covered by Leaky, they can find a lot of helpful information from the site. Unfortunately many areas are not covered by Leaky and the user must search by zip code (city names are not an option). This will drop the site’s value down significantly for users who do not reside in an area covered by Leaky.